Think of your budget as a strict but kind friend. Try to discipline yourself not to go over your budget. When you spend money, put it in the "Actual" column for that month. Keeping track of your expenses is very important! A thousand or two in repairs every year can be cheaper than buying a new car. A trip that will cost you $50 in fuel actually costs about $100 due to wearing out your tyres, engine, transmission, etc and reducing the value of the car generally.Īlso keeping an old car running can save money if it does not cost too much in fuel and repairs. Owning and running a car is a big expense that you can look at closely.Ī rough rule of thumb is to take the cost of fuel and double it.
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